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Debt Settlement Scams vs. Bankruptcy (Totally Legal Under Federal Law) (Clifton)
970 Clifton Avenue, Suite 101
license info:
Federal & State Authorities
offered in person
offered virtually
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Debt settlement does not offer legal protection from lawsuits or wage garnishment. Debt settlement is rarely done by attorneys, usually it is done by companies that employ commission salespeople who are frequently as aggressive as time share salespeople.
Recently, I recovered all the money a client of mine paid to a debt settlement as well as my legal fees for trying to recover the fraudulently obtained money. A Chapter 7 Bankruptcy is usually less than 20% of the cost of debt settlement.
Only attorneys are licensed to practice law in New Jersey and New York!
Debt settlement takes several years and during that time, no matter how much you paid, the debt settlement company most of that money is going to the debt settlement company. During those long years, you cannot rebuild your credit. Chapter 7 Bankruptcy takes 6 months, start to finish and after your Bankruptcy is discharged and the debt is gone, I can guide you to rebuild your credit.
They will lie to you about being much better than filing for Bankruptcy. But Bankruptcy is your right under Federal Law and is recognized by all religions and the law protects people who file for Bankruptcy from discrimination.
When creditors have started garnishing your wages, only an attorney can help you.
When you are in danger of losing your home to a Sheriff's sale, only an attorney can help you. At the law firm of Boyer Coffy, LLC we use Emergency Bankruptcy Filings to save you from irreparable harm.
Only an Emergency Bankruptcy can eliminate wage garnishment almost immediately.
Only an Emergency Bankruptcy can stop a sheriff's sale, even the very same day!
We can file one in just two hours! (Call for details)
The law firm of Boyer Coffy, LLC has a proven track record of success saving client's homes and obtaining loan modifications! Do not let geographic restrictions get in the way of retaining the best attorney. Pick the best attorney you can find and remember one rule: a good attorney is generally never cheap, and a cheap attorney is generally never good so don't choose based on price. *Top Rated Attorney by AVVO.COM for Mortgage Foreclosure Defense and Bankruptcy. Member National Association of Consumer Bankruptcy Attorneys*
To find out if Bankruptcy is right for you, call the Boyer Coffy, Call Boyer Coffy, LLC today for your free consolation. Our main number is 973-798-6131.
For French and Spanish call today at 973-375-1804
Evening, weekend, and virtual appointments are available.
ATTORNEY ADVERTISING - DISCLOSURES AND DISCLAIMERS
*The ratings by a 3rd Party are not recognized by the N.J. Bar as an indication of an attorney's quality* As a law firm representing people filing bankruptcy, federal law recognizes us as a debt relief agency under 11 USC §101(12A) and §528. We help people file for bankruptcy relief under the Bankruptcy Code.
The information on this post is for information purposes only and does not establish an attorney-client relationship, which is only formed when you have signed a retainer agreement. We cannot guarantee results; past results do not guarantee future results. Attorney Advertising. No aspect of this advertisement has been approved by the Supreme Court of New Jersey or the Court of Appeals of New York.*
Boyer Coffy, LLC with offices in Clifton New Jersey and Maplewood, serves clients in Atlantic County, Bergen County, Burlington County, Camden County, Cape May County, Cumberland County, Essex County, Gloucester County,
Hudson County, Hunterdon County, Mercer County, Middlesex County, Monmouth County, Morris County, Ocean County Passaic County, Salem County, Somerset County, Sussex County, Union County, Warren County, and in New York, the counties of Bronx County, Kings County, Queens County, Richmond County, New York County, Nassau County, Suffolk County, Rockland County, Westchester County, Orange County, Delaware County, Putnam County, Sullivan County, Dutchess County, Green County and Columbia County.